Terms of Use

Publication Date: 6/02/2026

1. General Provisions ←

1.1. This User Agreement (hereinafter referred to as the “Agreement”) governs the use of the online service (hereinafter referred to as the “Service”) provided by the Administration.

1.2. By using the Service, including registration, payment for services, or accessing materials, the User confirms that they have fully read the terms of this Agreement and accept them in their entirety.

1.3. If the User does not agree with the terms of the Agreement, they must cease using the Service.

2. Nature of Services and Digital Goods ←

2.1. The Service provides digital goods and services of an intangible nature, including digital products and service offerings.

2.2. Materials provided through the Service may include:

information from open sources;
original materials from the Administration and/or third parties;
analytical reviews, compilations, recommendations, and structured data.

2.3. The User acknowledges and agrees that the value of the Service’s digital goods and services lies in their systematization, analysis, presentation, maintenance, support, and updates, rather than in the exclusivity of individual pieces of information.

2.4. The Service does not represent or warrant the uniqueness, exclusivity, or unavailability of individual elements of the materials outside the Service.

3. Disclaimer of Warranties and Liability ←

3.1. The Service is provided on an “AS IS” basis.

3.2. The Administration does not guarantee:

that the Service will meet the User’s expectations;
the achievement of any financial, commercial, professional, or other results;
the uninterrupted and error‑free operation of the Service.

3.3. The Administration is not liable for:

any direct or indirect losses, including lost profits;
the consequences of the User’s use of the materials received;
the actions or inactions of third parties;
temporary technical failures and access restrictions.

3.4. All decisions regarding the use of materials, recommendations, and services are made by the User independently and at their own risk.

4. Legality of Use ←

4.1. The Service is not intended to encourage, organize, or facilitate illegal activities.

4.2. The User agrees to use the Service exclusively within the framework of applicable laws and third‑party rules.

4.3. The User bears full responsibility for the lawful use of the Service’s materials and services.

5. Intellectual Property ←

5.1. All materials posted on the Service are protected by intellectual property laws.

5.2. The User is prohibited from copying, distributing, reselling, transferring to third parties, or otherwise using the Service’s materials without the copyright holder’s permission.

5.3. Violation of intellectual property rights may result in restricted access to the Service without compensation.

6. Access Restriction ←

6.1. The Administration has the right to suspend or restrict the User’s access to the Service in the event of:

violation of the terms of this Agreement;
detection of abuse;
requirements of the law or payment providers.

6.2. Restriction of access does not release the User from obligations arising prior to such restriction.

6.3. The Administration reserves the right to refuse service to Users whose actions may pose increased risks to the Service, payment providers, or third parties.

7. Payments and Refunds ←

7.1. Payment for services and digital goods is made under the terms specified on the Service prior to payment.

7.2. Due to the intangible nature of digital goods and services, refunds are not issued after access has been granted, except in the cases specified below.

7.3. Refunds are possible only if:

the service was not provided due to a technical fault on the part of the Service;
access to the digital product was not actually provided.

7.4. To request a refund, the User must contact customer support within 24 hours of payment.

7.5. The decision regarding a refund is made by the Administration on a case‑by-case basis.

7.6. The User confirms that they agree not to initiate a chargeback through payment systems without first contacting the Service’s support team.

8. Privacy ←

8.1. The Administration may collect the minimum technical data necessary to ensure the operation of the Service.

8.2. The Administration takes reasonable measures to protect data, but does not guarantee the absolute security of the transmitted information.

9. Changes to the Terms ←

9.1. The Administration reserves the right to amend this Agreement.

9.2. The current version of the Agreement is published on the Service.

9.3. Continued use of the Service constitutes the User’s acceptance of the updated terms.

10. Contact Information ←

10.1. The User may contact customer support with any questions.

By using the Service, the User confirms that they have read this Agreement and accept its terms in full.

Terms of Use

Publication Date: 6/02/2026